Compound Interest Calculator|財經線上App不用買

Compounding Interest Calculator

Compounding Interest Calculator Features :

Calculate Accrued Amount (Principal + Interest)

A = P(1 + r/n)nt

Calculate Principal Amount, solve for P

P = A / (1 + r/n)nt

Calculate rate of interest in decimal, solve for r

r = n[(A/P)1/nt - 1]

Calculate rate of interest in percent

R = r * 100

Calculate time, solve for t

t = ln(A/P) / n[ln(1 + r/n)] = [ ln(A) - ln(P) ] / n[ln(1 + r/n)]

Where:

A = Accrued Amount (principal + interest)

P = Principal Amount

I = Interest Amount

R = Annual Nominal Interest Rate in percent

r = Annual Nominal Interest Rate as a decimal

r = R/100

t = Time Involved in years, 0.5 years is calculated as 6 months, etc.

n = number of compounding periods per unit t; at the END of each period

Example Compounding Interest Accrued Amount (principal + interest) Calculation :

I have an investment account that increased from $300 over 60 months. If my local bank offers savings account with daily compounding (365), annual interest rate is 5%, what Accrued Amount (Principal + Interest)?

In the Compounding Interest calculator select "Accrued Amount (Principal + Interest)". The equation the calculator will use is: A = P(1 + r/n)nt

Enter:

Principal (P): $300

Compound (n): Daily (365)

Time (t): 5 years (5 years is 60 months)

Interest Rate (R): 5% per year

Your Ans is A = $ 385.20

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