Shopping Secret Tips & Tricks|購物線上App不用買-HotApp4Game

In this app you will get more that 150 tips and secret tricks about smart and cheap shopping that will save you thousands of Dollars.

We will give you some innovative ideas about how to shop wisely better more but with less.

in this app you will get the following titles:

1">Some History About Shopping

2">What\'s the Shopping Activity?

3">50 ways to save money (part1)

4">50 ways to save money (part2)

5">50 ways to save money (part3)

6">5 No-brainer Money-Saving Tips Everyone Forgets

7">How Money experts became richer?

8">Extreme simple 100 steps to save money (1)

9">Extreme simple 100 steps to save money (2)

10">Extreme simple 100 steps to save money(3)

11">6 Worst Money Mistakes You Can Make In Your 20s

12">10 Ways to Lower Your Tax Bill

13">15 Items Always Worth Buying in Bulk

14">The Biggest Mistakes You\'re Making At The Grocery Store

15">8 Spring Home Maintenance Projects That Will Save You Money

16">7 Apartment Hunting Mistakes That Can Cost You

17">A-Z Retail Tricks To Make You Shop

18">9 tricks shops use to get you to spend more

19">Don't Fall for These 3 Outlet Shopping Tricks

promotion, sales, offers al of that you will master it for ever. let your money in your pocket and shop cheaper smarter and wiser.

Become rich by less spending

50 ways to save money: Simple steps to cut what you spend that could clear your debts or seriously boost your savings.

American credit card holders owe an average of $2,000 on their plastic.

To clear a debt of $2,000 on a card with an interest rate of 17% will take two years assuming a monthly repayment of $100.

To clear that $2,000 with a monthly payment of a more affordable $30 (at 17%) will take 17 YEARS.

But people are turning to other ways of borrowing, including payday lenders, friends, family, store cards and other loans for cars - even day-to-day living costs.

According to one survey, average household debt now stands at around $13,000.

To clear a debt of $13,000 at a modest 6% interest with a monthly repayment of $100 will also take around 17 years to clear. We’ve run out of money.

There are, however, plenty of simple ways to make significant savings on your regular spending that could clear your debt in less than a year. Here are...

This is Money's top 50 – updated – money-saving tips

These tips may appear light-hearted but are deadly serious.

1. Change your attitude to your mortgage

Unless you make the mistake of buying a train ticket in Britain on the day of travel, the most expensive item you are ever likely to buy is your home. If you're not in the privileged position to pay cash, make sure the loan you use to finance it is the best available. For example, if you are paying your lender's full standard variable rate (SVR) you are probably paying hundreds of pounds a year more than you need to. There are thousands of deals to choose from and while it is vital to check the small print for hidden catches, this is a relatively easy way to save a lot of money. Remember: loyalty to your bank benefits your bank, not you.

Even better, if you can afford to make overpayments on your mortgage, you'll clear your debt several years early and make massive savings. For example, if you borrow $100,000 at 6% over 25 years, you'll pay it back at $643 a month. The total charge for credit will be $93,000. But if you can overpay by $100 a month you'll clear the loan in less than 19 years, giving you 6 years of mortgage-free living and saving a staggering $25,000 in interest.

Saving: $1,000s

2. Clear your credit card debt

One of the golden rules of financial planning is to clear your most expensive debts first, in other words your credit cards. OK, credit cards offer a convenient way to pay for goods and services but if you can't clear the balance every month, consider a low-cost loan as an alternative. Do the sums: a credit card debt (APR 16.8%) of $2,500 over five years will cost $1,212 in interest. A loan at 7.8% will cost $527. A saving of $685.