Home Loan - Mortgage|財經線上App不用買

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【免費財經App】Home Loan - Mortgage-APP點子

Welcome to explore the mortgage.

This application gives you information about the mortgage. What is a mortgage? How to mortgage works? What are the key points? What should be considered? We've put together very useful information about the mortgage, for you.

In simple terms, a mortgage is a loan in which your house functions as the collateral. The bank or mortgage lender loans you a large chunk of money (typically 80 percent of the price of the home), which you must pay back -- with interest -- over a set period of time.

In legal terms, a mortgage is "the pledging of property to a creditor as security for the payment of a debt" . In plain English, a mortgage is a loan. For many people, it's the biggest loan they will ever borrow. With a regular loan, there's no explicit collateral. The lender looks at your credit history, your income and your savings, and determines if you're a good risk. With a mortgage, the collateral for the loan is the house itself. If you don't pay back the loan (along with all of the fees and interest that are included with it), then the lender can take your house.

Like other loans, mortgages carry an interest rate, either fixed or adjustable, and a length or "term" of the loan, anywhere from five to 30 years. Unlike most other loans, mortgages carry a lot of associated costs and fees. Some of those fees only happen once, such as closing costs, while others are tacked onto the mortgage payment every month.

In this application we'll look at each of the many different types of mortgages, explain all of those confusing terms like escrow and amortization, and break down the hidden costs, taxes and fees that can add up each month.

You will have clear information with mortgage application. Enjoy!

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

【免費財經App】Home Loan - Mortgage-APP點子

免費玩Home Loan - Mortgage APP玩免費

免費玩Home Loan - Mortgage App

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1970-01-012015-04-20
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