3 Bureau Credit Score|財經線上App不用買-HotApp4Game

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3 Bureau Credit Score App gives you access to all of your financial information - bank accounts, credit cards, bills, mortgages, loans, and, of course, your scores — all in one location, all under one account, all for FREE.

Just open the 3 Bureau Credit Score app, enter in your latest credit scores, and keep an eye on your estimate score. You'll see over time how financial decisions involving credit, such as payments, loans, and mortgages can affect your scores. A Notes section lets you keep track of what happened and why your credit scores went up or down.

Credit scores are determined by the following;

1. Payment history 35%

2. Time in bureau 15%

3. Types of credit 10%

4. New credit 10%

5. Debt to credit ratio 30%

As you can see 1,2&5 are the most important as far as score goes, but score is not everything, you need a good score and a good profile. This is achived by having 3 revolving (credit cards) and at least 2 installment (autos, boats, furniture, homes, personal loans) all with good long pay historys.

Your credit cards should never exceed 30% of your credit limit in any given month and should always be paid in full before the due date. Other than that, just make sure that everything is paid as agreed and you will be fine.

Obviously avoid any type of collection, tax lien, bankruptcy, foreclosure or repossession.

Having a high credit score will mean the distinction of thousands of dollars of saved expense compared to others with a lower score. as an example, if you improve credit score results from the credit bureaus, simply a couple of points that increase

The insider knowledge contained in this guide includes. Check your credit rating and get identity protection with daily monitoring and alerts today!